-Responsibility for delivery by the seller
For a given term, "Yes" indicates that the seller has the responsibility to provide the service included in the price; "No" indicates that it is the responsibility of the buyer. If insurance is not included in the terms (eg CFR) then transportation insurance is the responsibility of the buyer.
In short, Incoterms are widely known and used by the different actors involved in foreign trade operations (exporters, importers, carriers, freight forwarders, customs agents, banks and insurance companies, etc.) and therefore must be known in depth, to be used correctly and thereby avoid discrepancies between the parties.